As a home Buyer and Seller, it’s important to plan and budget for expenses you’ll encounter when you purchase or sell a home. Below is information to help you understand customary costs in Contra Costa County. Your closing costs are a collection of fees and payments made to a variety of individuals and organizations who are involved with your transaction. 

Buyers need to budget for the following fees: 

• Appraisal fees
• Credit report fees
• Home inspection fees (if ordered by you)
• Lender origination fees (ask us about our local preferred lenders)
• Title and escrow services for both parties 

Sellers can expect to pay for the following: 

• Pre-market home inspections
• County Transfer Tax ($1.10 per thousand of your sales price)
• Installation of smoke detectors, carbon monoxide detectors and water-heater strapping
• Fire compliance (in Orinda and Moraga)
• Natural Hazard Zone Disclosure Report (approximately $100)
• Real estate commissions for both parties
• Pre-market prep as needed— fresh paint, carpet, hardwood floor refinishing, fresh grout and caulk, landscape updates, light fixture updates, termite and dry rot repairs, health and safety repairs, active plumbing leaks and electrical hazards 

The best way to understand what you’ll need at the closing table is to work with a team of trusted real estate professionals. We are here to answer your questions so you have the knowledge you need to be confident going into the buying and selling process. 

Dana & Team